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Broken bones
Fractures, surgery, hardware and long recoveries.
What to do
- Keep surgery and follow-up records
- Track missed work and help you needed at home
- Ask your doctor about future care and hardware removal
Why records matter
Insurers look for three things: a prompt visit, consistent complaints and a clear doctor’s opinion that the crash caused the injury. Gaps or inconsistencies become arguments to pay less.
Medical note: this is general information, not medical advice. Follow your doctors.
What the claim can include
- Past and future medical expenses
- Lost income
- Pain, suffering and limits on daily life
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